{"id":11127,"date":"2013-12-11T14:07:18","date_gmt":"2013-12-11T14:07:18","guid":{"rendered":"http:\/\/tat.reddaisytrading.co.uk\/index.php\/2013\/12\/11\/what-happens-if-you-dont-leave-a-will\/"},"modified":"2013-12-11T14:07:18","modified_gmt":"2013-12-11T14:07:18","slug":"what-happens-if-you-dont-leave-a-will","status":"publish","type":"post","link":"https:\/\/www.theasiantoday.com\/index.php\/2013\/12\/11\/what-happens-if-you-dont-leave-a-will\/","title":{"rendered":"What happens if you don&#8217;t leave a will"},"content":{"rendered":"<div id=\"content\">\n<h3>Why you shouldn\u2019t die without a will<\/h3>\n<div id=\"mas-article\">&#13;<\/p>\n<p><a class=\"publish2_link\" target=\"_blank\" href=\"https:\/\/www.moneyadviceservice.org.uk?utm_source=publish2&amp;utm_medium=referral&amp;utm_campaign=www.theasiantoday.com\"><img decoding=\"async\" border=\"0\" alt=\"Money Advice Service\" src=\"https:\/\/www.moneyadviceservice.org.uk\/assets\/logo_en.png\"\/><\/a><\/p>\n<p>&#13;<\/p>\n<p>If you don\u2019t have a will when you die, your money, property and possessions will be shared out according to the law instead of your wishes. This can mean they pass to someone you hadn\u2019t intended \u2013 or that someone you want to pass things on to ends up with nothing. <\/p>\n<p>&#13;<\/p>\n<h2>Why you shouldn\u2019t die without a will <\/h2>\n<p>&#13;<\/p>\n<div class=\"callout\">&#13;<\/p>\n<h3>Don\u2019t let this happen to you <\/h3>\n<p>&#13;<\/p>\n<p>When one of two brothers died suddenly, his whole estate automatically went to their father, who had left them 40 years earlier and hadn\u2019t been in contact since. <strong>His brother, who he was close to, got nothing.<\/strong><\/p>\n<p>&#13;<\/p>\n<p>\u00a0<\/p>\n<p>&#13;\n<\/p><\/div>\n<p>&#13;<\/p>\n<p>\u00a0<\/p>\n<p>&#13;<\/p>\n<p>When you die without leaving a will, the law decides who gets what and how much &#8211; it doesn\u2019t matter what your relationship with those people was like when you were alive. By leaving a will that says clearly who should get your property and money when you die, you can prevent unnecessary distress at an already difficult time for your family or friends. <\/p>\n<p>&#13;<\/p>\n<p>Some parents have had to sue their own children to get a share of their partner\u2019s estate when their unmarried partner dies: the law says that in this situation the children get everything. <\/p>\n<p>&#13;<\/p>\n<h2>What is \u2018intestacy\u2019? <\/h2>\n<p>&#13;<\/p>\n<p>Dying without a will is called <strong>intestacy <\/strong>or dying <strong>intestate<\/strong>. <\/p>\n<p>&#13;<\/p>\n<p>The law about exactly who gets what\u00a0is different in England, Wales, Scotland and Northern Ireland, but there are some common problems wherever you live. <\/p>\n<p>&#13;<\/p>\n<h3>Common rules if you don\u2019t make a will <\/h3>\n<p>&#13;<\/p>\n<ul>\n<li><strong>If you\u2019re not married and not in a civil partnership<\/strong>, your partner is not legally entitled to anything when you die.<\/li>\n<p>&#13;<\/p>\n<li><strong>If you\u2019re married<\/strong>, your husband or wife may inherit most or all of your estate and your children may not get anything. This is true even if you are separated (but not if you\u2019re divorced, except in Scotland).<\/li>\n<p>&#13;<\/p>\n<li><strong>If you have children or grandchildren<\/strong>, how much they are legally entitled to will depend on where you live in the UK \u2013 but if you make a will you can decide this yourself.<\/li>\n<p>&#13;<\/p>\n<li>Any<strong> Inheritance Tax<\/strong> that your estate has to pay may be higher than it would be if you had made a will.<\/li>\n<p>&#13;<\/p>\n<li><strong>If you die with no living close relatives<\/strong>, your <strong>whole estate will belong to the Crown or to the government<\/strong>. This law is called bona vacantia.<\/li>\n<p>&#13;\n<\/ul>\n<h2>Who will inherit if you die without a will? <\/h2>\n<p>&#13;<\/p>\n<p>You can find out exactly who will inherit your property if you die without a will by using the online calculator on the HM Revenue &amp; Customs (HMRC) website. This covers variations in the rules for England and Wales, Scotland and Northern Ireland. <\/p>\n<p>&#13;<\/p>\n<div class=\"callout\">&#13;<\/p>\n<h3>\u00a38 million <\/h3>\n<p>&#13;<\/p>\n<p>Total money and property that went to the government last year because people didn\u2019t leave a will <\/p>\n<p>&#13;<\/p>\n<p>\u00a0<\/p>\n<p>&#13;\n<\/p><\/div>\n<p>&#13;<\/p>\n<p>\u00a0<\/p>\n<p>&#13;<\/p>\n<p>The calculator uses some legal terms that may be unfamiliar, so here\u2019s a quick guide to what they mean: <\/p>\n<p>&#13;<\/p>\n<ul>\n<li><strong>Remoter issue<\/strong> \u2013 grandchildren, great-grandchildren and so on: your direct descendants in later generations than your children.<\/li>\n<p>&#13;<\/p>\n<li><strong>Per stirpes<\/strong> \u2013 Latin for \u2018by branch\u2019. This means that each branch of the family gets an equal share of your estate. For example, if you had three children, each of them would get a third of the total. But if one of your three children died before you, their children would share their parent\u2019s third of the estate between them.<\/li>\n<p>&#13;<\/p>\n<li><strong>Chattels<\/strong> \u2013 things you own, like furniture, jewellery, cars or books.<\/li>\n<p>&#13;\n<\/ul>\n<p><a class=\"publish2_link\" target=\"_blank\" href=\"http:\/\/www.hmrc.gov.uk\/cto\/customerguide\/page14-1.htm?utm_source=publish2&amp;utm_medium=referral&amp;utm_campaign=www.theasiantoday.com\">Use the calculator of the HM Revenue &amp; Customs website to work out who will inherit your possessions<\/a><\/p>\n<p>&#13;<\/p>\n<h2>Make a start on your will today <\/h2>\n<p>&#13;<\/p>\n<p>Making a will is easier than you may think. These guides will help you get started: <\/p>\n<p>&#13;<\/p>\n<p><a class=\"publish2_link\" target=\"_blank\" href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/articles\/writing-a-will-your-options?utm_source=publish2&amp;utm_medium=referral&amp;utm_campaign=www.theasiantoday.com\">Writing a will \u2013 your options<\/a><\/p>\n<p>&#13;<\/p>\n<p><a class=\"publish2_link\" target=\"_blank\" href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/articles\/why-you-should-make-a-will?utm_source=publish2&amp;utm_medium=referral&amp;utm_campaign=www.theasiantoday.com\">Why you should make a will<\/a><\/p>\n<p>&#13;<\/p>\n<p>This article is provided by the <a class=\"publish2_link\" target=\"_blank\" href=\"https:\/\/www.moneyadviceservice.org.uk\/?utm_source=publish2&amp;utm_medium=referral&amp;utm_campaign=www.theasiantoday.com\">Money Advice Service<\/a>.<\/p>\n<p>&#13;<br \/>\n<img loading=\"lazy\" decoding=\"async\" id=\"publish2_tracking\" width=\"1\" height=\"1\" alt=\"\" src=\"http:\/\/www.publish2.com\/static\/tracking?distributor_id=4668&amp;account_type=google_analytics&amp;account_id=UA-4205932-1&amp;format=rss&amp;partner_name=The_Asian_Today&amp;story_id=5788085&amp;delivery=webfeed&amp;story_title=What%2Bhappens%2Bif%2Byou%2Bdon%2527t%2Bleave%2Ba%2Bwill&amp;partner_feed_id=1953&amp;distributor_feed_id=1128&amp;content_type=story&amp;usage=web_full&amp;path=%2Fen%2Farticles%2Fwhat-happens-if-you-dont-leave-a-will%3Fpublish2_story_id%3D5788085%26publish2_byline%3DNone%26publish2_categories%3Dwhy-you-need-a-will%2BOver-50s%2BManaging+Your+Money%2BWhy+you+need+a+will%2Bcustomview_1005%2Bcustomview_1953%26publish2_partner_name%3DThe_Asian_Today%26publish2_partner_id%3D4951&amp;export_id=&amp;partner_id=4951&amp;nativead_feed_id=0\"\/><\/p>\n<p>&#13;\n<link rel=\"canonical\" href=\"https:\/\/www.moneyadviceservice.org.uk\/en\/articles\/what-happens-if-you-dont-leave-a-will\"\/><\/p>\n<p>&#13;\n<\/p><\/div>\n<p>&#13;\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Why you shouldn\u2019t die without a will &#13; &#13; If you don\u2019t have a will when you die, your money, property and possessions will be shared out according to the law instead of your wishes. This can mean they pass to someone you hadn\u2019t intended \u2013 or that someone you want to pass things on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11753,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[],"class_list":["post-11127","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"_links":{"self":[{"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/posts\/11127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/comments?post=11127"}],"version-history":[{"count":0,"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/posts\/11127\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/media\/11753"}],"wp:attachment":[{"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/media?parent=11127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/categories?post=11127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theasiantoday.com\/index.php\/wp-json\/wp\/v2\/tags?post=11127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}